Archive for the ‘Personal Finance’ Category
Monday, June 16th, 2008
If you rent out your vacation home, you will probably have to pay 20% over the cost of typical second-home insurance. That's caused by the fact you'll be spending there even less time than most second-home owners and insurance companies see your house is at even higher risk. Moreover, they ...
Posted in Buying a Home, Financial Advice, House Purchase, Insurance, Personal Finance, Save on insurance, Uncategorized | Comments Off
Wednesday, May 14th, 2008
The Best Investment
As a typically general rule, homes appreciate about 4 or 5 percent a year. Some years will be more, some less. The figure will differ depending on neighborhood and region.
5% may not seem like that much at first. Stocks might appreciate much more, and you could easily earn ...
Posted in Buying a Home, Financial Advice, Financial System, House Purchase, Money Problems, Personal Finance, Real Debt, Real Estate, Uncategorized | Comments Off
Friday, May 2nd, 2008
Let’s assume that you have a sizeable savings account and have gathered $2,000 of your savings for a new TV. You go to the store and discover that the TV you want to buy and the total comes to right at $2,000. You are about to pay cash when you ...
Posted in Financial Advice, Personal Finance, Real Debt, Uncategorized | Comments Off
Friday, April 11th, 2008
Financial companies try to make money out of us. And very often they are successful. This means we need to be aware of their aims; we have to bear in mind, that to save ourselves money we must see through their sales techniques, small print and things they would rather ...
Posted in Financial Advice, Financial System, Get A Better Credit Rating Score, Personal Finance, Real Debt | Comments Off
Tuesday, March 25th, 2008
Timing Your Purchase to the Market Cycle
One problem when you try to time your purchase with the business cycle is that even experts have difficulties with properly predicting the future economy. Even when they can, the real estate market doesn’t have to be aligned with the stock market or the ...
Posted in Buying a Home, Financial Advice, Money Problems, Personal Finance, Real Debt, Real Estate, Uncategorized | Comments Off
Sunday, March 9th, 2008
Recession and Expansion
Sometimes the economy is brisk and everybody feels confident about his or her prospects for the future. Therefore, they tend to spend money. People eat out more, buy new cars, and they purchase new houses.
But ultimately, for one reason or another, the economy slows down. Companies lay off ...
Posted in Buying a Home, House Purchase, Money Problems, Personal Finance, Real Estate | Comments Off
Sunday, February 17th, 2008
A good credit rating is crucial to being able to get loans and mortgages. It is probably even more important nowadays, when lenders became suspicious of people with bad credit histories due to the credit crunch. Below we give you some hints to improve your Credit Rating
1. Check Your Credit ...
Posted in Credit Cards, Credit Score, Financial Advice, Financial System, Get A Better Credit Rating Score, Money Problems, Personal Finance, Real Debt | Comments Off
Wednesday, January 23rd, 2008
Decreasing house prices surely create no shortage of newspaper headlines. Although a number of these headlines may seem unnecessarily catastrophic, falling house prices are not really the end of the world. Actually, falling house prices can be advantageous to some people.
Who Benefits from Falling House prices?
First time buyers. Currently ...
Posted in Buying a Home, Financial Advice, Financial System, House Purchase, Money Problems, Personal Finance, Real Debt, Real Estate | Comments Off